Start the year 2022 with ONE LESS Debt

January 2020, we started the year off in the worst possible way. We ADDED to our the THOUSANDS! Ugh it still hurts to think about.

You know what they have to hit rock bottom before you care enough to make any changes. Well I still don't know who "they" are but they're right. I was disappointed, angry and spent. I knew that things had to change. I wanted to make 2020 my year (ha!)